Trials That Should Not Have Happened   - The Who's Who Debacle and Tragedy

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7753
1 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK
2 - - - - - - - - - - - - - - X
3 UNITED STATES OF AMERICA, : CR 96 1016(S-1)
4 v. : U.S. Courthouse
5 Uniondale, New York BRUCE W. GORDON, WHO'S WHO
6 WORLD WIDE REGISTRY, INC., :
STERLING WHO'S WHO, INC.,
7 TARA GARBOSKI, ORAL FRANK OSMAN, LAURA WEITZ, ANNETTE
8 HALEY, SCOTT MICHAELSON, : and MARTIN
9 REFFSIN, :
TRANSCRIPT OF TRIAL
10 Defendants. :March 16, 1998
11 - - - - - - - - - - - - - - X 9:35 o'clock a.m.

12 BEFORE:

13 HONORABLE ARTHUR D. SPATT, U.S.D.J. and a jury
14 APPEARANCES:
15 For the Government: ZACHARY W. CARTER
16 United States Attorney One Pierrepont Plaza
17 Brooklyn, New York 11201
By: RONALD G. WHITE, ESQ.
18 CECIL SCOTT, ESQ. Assistant U.S. Attorneys
19 For the Defendants: NORMAN TRABULUS, ESQ.
20 For Bruce W. Gordon
170 Old Country Road, Suite 600
21 Mineola, New York 11501

22 EDWARD P. JENKS, ESQ.
For Who's Who Worldwide
23 Registry, Inc. and
Sterling Who's, Who, Inc.
24 332 Willis Avenue
Mineola, New York 11501
25
(cont'd)


HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7754

1 APPEARANCES (cont'd):

2 GARY SCHOER, ESQ. For Tara Garboski
3 6800 Jericho Turnpike
Syosset, New York 11791
4
ALAN M. NELSON, ESQ.
5 For Oral Frank Osman
3000 Marcus Avenue
6 Lake Success, New York 11042

7 WINSTON LEE, ESQ.
For Laura Weitz
8 319 Broadway
New York, New York 10007
9
MARTIN GEDULDIG, ESQ.
10 For Annette Haley
400 South Oyster Bay Road
11 Hicksville, New York 11801

12 JAMES C. NEVILLE, ESQ.
For Scott Michaelson
13 225 Broadway
New York, New York 10007
14
THOMAS F.X. DUNN, ESQ.
15 For Mr Shortcuts,
150 Nassau Street
16 New York, New York 10038

17 JOHN S. WALLENSTEIN, ESQ.
For Martin Reffsin 18 215 Hilton Avenue
Hempstead, New York 11551
19

20 Court Reporter: HARRY RAPAPORT, CSR
United States District Court
21 Two Uniondale Avenue
Uniondale, New York 11553
22 (516) 485-6558

23
Proceedings recorded by mechanical stenography, transcript
24 produced by Computer-Assisted Transcription
25

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7755

1 M O R N I N G S E S S I O N

2

3 (Whereupon, the following takes place in the

4 absence of the jury.)

5 THE COURT: Mr. Trabulus.

6 MR. TRABULUS: There is an evidentiary question

7 concerning the admissibility of former testimony given by

8 Elizabeth Sautter.

9 Let me lay out what I believe is agreed by the

10 government and Mr. Gordon on this, and then your Honor can

11 rule on the admissibility of this.

12 Your Honor, I think the government is prepared to

13 agree that Elizabeth Sautter is unavailable. I have

14 spoken to her attorney, Mr. White has spoken to her

15 attorney. I am told if she were called to testify she

16 would assert her Fifth Amendment right on any substantive

17 question relating to Who's Who Worldwide.

18 I understand she is the subject of a grand jury

19 investigation.

20 Mr. White agreed that we don't have to go through

21 the formality of serving her with a subpoena and having

22 her assert her Fifth Amendment rights.

23 April 15th, 1995, Ms. Sautter testified at the
24 probable cause hearing held before Judge Seybert in the
25 civil forfeiture case. She was called by the claimants.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7756

1 She was examined by the attorney for Who's Who Worldwide,

2 Vivian Shevitz. And she was cross-examined by Assistant

3 United States Attorney Gary Brown.

4 There are certain portions of her testimony which

5 are contained -- which is contained in the entirety in

6 Defendant's Exhibit GE for Identification.

7 I have taken those portions of her testimony

8 which I seek to introduce and outlined them with yellow

9 highlighter. And I have also curled the corners of the

10 page so your Honor in reviewing it can turn to those pages

11 readily.

12 THE COURT: What is the objection to the prior

13 testimony? That it was not taken under the same facts and

14 conditions that would be at the trial, or that the

15 government didn't have a full and fair opportunity to

16 examine the witness or what?

17 MR. WHITE: Your Honor, the government's

18 objection is under the rules the gove rnment did not

19 have -- because of the specific posture of this hearing,

20 it didn't have the opportunity -- it had the opportunity,

21 but not the similar motive to develop the testimony during

22 the cross-examination and for this reason:

23 Mr. Trabulus is not 100 percent right that it was
24 part of the probable cause hearing. What this was is
25 after the government had made their seizure, was

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7757

1 challenged by Mr. Gordon, it ended up in front of Judge

2 Seybert on this day.

3 On this day, April 19th, Judge Seybert said there

4 is no need for a probable cause hearing.

5 Ms. Shevitz, Mr. Gordon's then attorney indicated

6 to Judge Seybert that she wanted to make a record that the

7 business was in fact shut down. Because as she explains

8 in here that would have triggered in h er view a specific

9 doctrine in forfeiture law if the government shuts someone

10 down, I think it is called the Statewide Auto Parts case.

11 She said to Judge Seybert I need this testimony to take

12 the appeal.

13 The testimony is with respect to what the current

14 state of the business is on April 19th, 1995.

15 The indictment in this case ends on March 30th,

16 1995. So the government has two -- your Honor, the

17 testimony that Ms. Sautter gives with respect to what she

18 is doing in April of 1995 is not relevant. There is a

19 small part of it where she indicates prior to the

20 government's seizure it was their policy to give refunds.

21 That's the part that the government didn't have a similar

22 motive to cross-examine her about. Because Judge Seybert

23 said this has to do with what the current state of the
24 business is and not what they used to do bef ore. So we
25 have a dual objective parts of it are irrelevant. Other

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7758

1 parts while relevant, the government didn't have a similar

2 motive to cross-examine.

3 THE COURT: I wish someone told me about this. I

4 know there is one case a key case, the Napoli case, which

5 was known for another fact. The fact that the trial judge

6 allegedly went into the jury room and told the trial

7 jurors to speed up their deliberations. Instead of

8 reversing on that ground, and I don't want to say why,

9 they picture on this former testimony that I believe that

10 became an issue and they went to the Supreme Court on

11 similar motive. And I would have liked to have taken a

12 look at that case.

13 MR. WHITE: I would like to take a look at it,

14 too.

15 MR. TRABULUS: I mentioned to Mr. White I would

16 be seeking to do this, although I didn't say I would try

17 to do it this morning.

18 Your Honor, I believe the government did have an

19 attack on what Ms. Sautter was saying at the time, the

20 effect of the search and seizure ton if business. In the

21 course of doing that she said the lack of funds prevented

22 her or prevented the business from making refunds.

23 THE COURT: I have to take a look at the
24 transcript and take a look at the law. I certainly can't
25 make a decision on it now.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7759

1 MR. TRABULUS: Certainly.

2 Also the issue to the shutting down of the

3 business is relevant. It bears on the fact that

4 Mr. Gordon was unable to repay the loans.

5 THE COURT: You are bringing this in to show that

6 they made refunds?

7 MR. TRABULUS: Ye s, and the business was

8 effectively shut down, and members were turned off to the

9 business by the publicity that they indicated they

10 demanded refunds about hearing about the raid, yes.

11 THE COURT: As far as the business being shut

12 down, that would be cumulative. It wouldn't be

13 necessary. There is evidence that the business was shut

14 down. A number of witnesses, as far as I recall,

15 testified to that. Has been repetitive and not relevant

16 really, as to whether the business was shut down or not.

17 This is a criminal case involving mail fraud and other

18 matters. It is not a lawsuit for damages. So whether the

19 business was shut down or not wouldn't be relevant. Even

20 if it were there is enough evidence as to that already.

21 You want to bring in about the refunds. Anything

22 else you want to bring in?

23 MR. TRABULUS: The refund policy and al so members
24 were disaffected as a result of the raid and as a result
25 of that started demanding refunds.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7760

1 THE COURT: That's not relevant to this case.

2 How is that relevant to a criminal prosecution for mail

3 fraud, which is really that part of the case you are

4 talking about now?

5 MR. TRABULUS: It is relevant in several

6 different respects, your Honor. It is relevant in

7 showing -- I mean, the government has claimed that one of

8 the reasons that the loans were not loans is that there

9 was very limited repayment. And had the business been

10 successful or had the business been allowed to continue

11 the evidence will come out, there is some testimony going

12 to be adduced in the next couple of days that it was

13 anticipated at a certain point in time the company woul d

14 generate enough income to pay Mr. Gordon a sufficient

15 amount to enable him to both repay the loans and meet his

16 tax liabilities.

17 THE COURT: That's a point. The business being

18 shut down and losing customers as a result of the raid,

19 which you say is relevant on the issue of the loans, which

20 is some of the tax charges.

21 Can I see that?

22 MR. SCHOER: Judge, I think it is also relevant

23 with respect to testing the credibility of the member
24 witnesses.
25 MR. TRABULUS: Right.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7761

1 MR. SCHOER: Because an argument could be made by

2 the defense that the reason that people were dissatisfied

3 was because the business was closed down; the benefits

4 were no longer available; the government notified them

5 that there was this criminal proceeding pe nding. And I

6 think all those items could be argued and this is relevant

7 with respect to that.

8 MR. TRABULUS: May I hand your Honor Exhibit GE

9 which contains the testimony --

10 THE COURT: Yes.

11 (Handed to the Court.)

12 THE COURT: What is the rule involved,

13 Mr. White?

14 MR. WHITE: 804(b)(1).

15 THE COURT: It is a question of whether you had a

16 similar motive to develop the testimony by direct or

17 cross-examination. I would have to take a look at this.

18 And I believe the case is called Napoli, which I believe

19 went to the United States Supreme Court on this very

20 point, similar motive. I will have to take a look at it.

21 Ready to proceed?

22 MR. WHITE: One other issue.

23 Mr. Wallenstein informed me this morning that
24 Mr. Reffsin may testify today. He was not among the six
25 people that I was told would tes tify either Monday or

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7762

1 Tuesday. He has got a bunch of complicated accounting

2 charts I had intended for the government's expert witness,

3 Mr. Rosenblatt to be here for this, your Honor, when and

4 if Mr. Reffsin testifies.

5 I would guess if we could at a minimum put him

6 off until tomorrow, or at least put off the government's

7 cross-examination of him until tomorrow.

8 I assumed he would not be up because they listed

9 six other people who would fill up Monday and Tuesday.

10 THE COURT: What are we going to have today?

11 MR. WALLENSTEIN: Judge, I am prepared to call

12 two witnesses in addition to Mr. Reffsin this morning.

13 They are both present and in the witness room now. One is

14 a character witness. I don't anticipate he will be very

15 long.

16 The second o ne, your Honor, Mr. Razzino, I don't

17 think will be a terribly long witness. I would anticipate

18 an hour tops of Mr. Razzino all combined. My direct is

19 not very long. After that my only witness is

20 Mr. Reffsin. I have no problem with that if he is put

21 over until tomorrow.

22 THE COURT: Do you have a witness here also,

23 Mr. Trabulus?
24 MR. TRABULUS: Yes, I have Mr. Mendelsohn, the
25 trustee in bankruptcy, he is served a subpoena duces

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7763

1 tecum. I don't know how many things he has here, but I do

2 have a tape as well.

3 THE COURT: Any other witnesses here?

4 MR. TRABULUS: I have nobody else beside.

5 THE COURT: We will proceed with Mr. Reffsin
6 today then.

7 I would suggest that you have somebody from your

8 office call Mr. Rosenthal --

9 MR . WHITE: Rosenblatt.

10 THE COURT: Call Mr. Rosenblatt and have him come

11 here right away. We will proceed with Mr. Reffsin. If we

12 can put your cross-examination over until tomorrow to a

13 reasonable hour, if it can be done I will do it.

14 Otherwise we will go ahead with that as well.

15 MR. NEVILLE: It will work out, Sandra Barnes is

16 coming in tomorrow to testify. She will be here at 1:00

17 o'clock, she is flying in from Arizona.

18 MR. WHITE: You are saying it is good to put the

19 cross-examination over until tomorrow?

20 MR. NEVILLE: I am trying to help out as usual,

21 yes.

22 MR. WHITE: I want to make sure I understand the

23 ground rules.
24 I assumed since he wasn't among the six people
25 listed as witnesses for Monday and Tuesday, he wouldn't be

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7764



1 testifying Monday or Tuesday.

2 Are the ground rules now that the defendants can

3 say they are going to testify, or don't have to say they

4 are going to testify the next day?

5 THE COURT: I don't know what you mean by ground

6 rules. What ground rules are you referring to? I have

7 never put down any rules for the defendants as far as when

8 they should testify.

9 MR. WHITE: I understand that.

10 THE COURT: Where did you get the ground rules

11 from? These are the White ground rules?

12 MR. WHITE: Your Honor, all I meant is that you

13 had asked the defendants at my request to advise the

14 government of the witnesses they would call Monday and

15 Tuesday to follow the procedure that the government

16 followed. All I want to know is your Honor exempting from

17 that request the defendants themselves as witnesses? You

18 see what I mean?

19 THE COURT: I have no requests, and no

20 exemptions. I have no rules where the defendants are

21 concerned.

22 I request that if they want to they can tell us.

23 They are under no obligation to do so at any time. It is
24 different from your rules in which I asked you
25 specifically to do it.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7765

1 MR. WHITE: I understand that.

2 THE COURT: The difference is the burden of proof

3 in the case, and the fact that the defendants don't have

4 to do anything. They can rest right now and/or any other

5 time. They can change their mind and decide to rest at

6 1:00 o'clock this afternoon.

7 MR. WHITE: I understand that.

8 THE COURT: There are no rules for them.

9 If they want to, and it will accommodate you,

10 they can tell you. But they can change the order of

11 witnesses an y time they want.

12 MR. WHITE: That's the answer to my question.

13 THE COURT: I don't know where you got the ground

14 rules from. I never made any ground rules.

15 MR. WHITE: I didn't mean that they were your

16 ground rules.

17 All I am saying is I assumed since he wasn't

18 among the six listed that he wasn't going to be called.

19 You are telling me that it is okay for them to say we are

20 going to call these six people and then call somebody

21 else. If that's okay, then fine. I will know that from

22 now on.

23 THE COURT: It is okay because I never said
24 otherwise.
25 MR. WHITE: I wanted to make sure.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7766

1 THE COURT: You just misunderstood it.

2 THE COURT: I thought you asked them who they

3 would call, that they would give a complete answer rather

4 than an incomplete one. If your Honor is saying it

5 doesn't make a difference then I have learned a lesson.

6 MR. WALLENSTEIN: Without belaboring the point,

7 your Honor, Mr. White and I have informally discussed the

8 fact that Mr. Reffsin is going to testify. Obviously he

9 has no obligation to do so. Therefore I did not list him

10 as a witness because he is the defendant.

11 On the other hand Mr. White knew full well he was

12 going to testify in this case.

13 THE COURT: We are wasting a lot of time with

14 idle chatter. Are you ready to go?

15 MR. WALLENSTEIN: I have the two witnesses I am

16 ready to call. In view of Mr. Mendelsohn's presence and

17 Mr. Trabulus' need to talk to him, I will go through my

18 two and perhaps we can take a break so Mr. Trabulus can

19 put Mr. Mendelsohn on. And Mr. Reffsin has to be here

20 anyway.

21 THE COURT: You u nderstand the law on character

22 witnesses as far as cross-examination, Mr. White? You are

23 familiar with the most recent cases on character
24 witnesses?
25 MR. WHITE: I am, your Honor, there is Oshatz and

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7767

1 you can't ask guilt-assuming hypotheticals.

2 THE COURT: The two key cases are United States

3 against Russo, 110 F.3d 938, and more recently United

4 States against Tamblu, T A M B L U, 134 F.3d 490 decided

5 this year.

6 MR. WHITE: I am aware of the law on

7 cross-examination of characters judge.

8 THE COURT: Very well. Bring in the jury.

9 MR. WALLENSTEIN: I will get my first witness,

10 your Honor.

11 (Whereupon, the jury at this time entered the

12 courtroom.)

13 THE COURT: Good morning, members of the jury.

14 Please be seated.

15 A gain, you have been diligent and patient. And I

16 assumed since there are no parking spaces, you must have

17 parked in Hofstra University, or in the coliseum across

18 the street. Or perhaps you parked in the Court in

19 Mineola. I don't know where you parked. My goodness, I

20 hear there were a lot of cars out there. But since you

21 get there very early you don't have to worry about that.

22 When I got there there were only two cars in the parking

23 lot, the whole parking lot.
24 I want to thank you again. It is nice to see you
25 after this respite.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7768

1 We are going to continue with the defendant's

2 case, but just one minute.

3 (Whereupon, at this time there was a pause in the

4 proceedings.)

5 THE COURT: You play proceed.

6 MR. WALLENSTEIN: Your Honor, the defense ca lls

7 John Hall.

8 THE CLERK: Raise your right hand.

9

10 J O H N H. H A L L, J R, ,

11 called as a witness, having been first

12 duly sworn, was examined and testified

13 as follows:

14

15 THE CLERK: Please state your name and spell your

16 last name for the record slowly.

17 THE WITNESS: John H. Hall, Jr., H A L L.

18 THE COURT: Have a seat, Mr. Hall.

19

20 DIRECT EXAMINATION

21 BY MR. WALLENSTEIN:

22 Q Mr. Hall, good morning.

23 Can you tell us what you do for a living?
24 A I am an attorney.
25 Q Where is your practice?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7769
Hall-direct/Wallenstein


1 A In Garden City. I am with the law firm, Shaw,

2 Licitra, Eserino and Schwartz, E S E R I N O.

3 Q And what is your status in the firm?

4 A I am a member.

5 Q That means you are a partner in the firm?

6 A Yes.

7 Q And do you have a particular area of specialty that

8 you practice?

9 A Yes.

10 Q And what is that?

11 A Bankruptcy.

12 Q And for how long have you been practicing law?

13 A Since 1989.

14 Q For how long have you been practicing bankruptcy?

15 A Since 1990.

16 Q And would it be a fair statement that a good portion

17 of your practice is here in the Eastern District?

18 A Yes.

19 Q And are you acquainted with attorneys and accountants

20 who are regularly involved in bankruptcy proceedings in

21 this district?

22 A Yes.

23 Q And do you know Martin Reffsin?
24 A Yes.
25 Q Can you tell us how you know Marty?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7770
Hall-direct/Wallenstein


1 A I met Marty about 1991 when I joined th is firm, in

2 September of 1990. Marty was the accountant for a client

3 of the firm who had a number of bankruptcy Chapter 11

4 petitions filed.

5 Q And did you have an opportunity to work with Marty in

6 the beginning of 1991?

7 A Yes, I did.

8 Q And can you tell us on approximately how many

9 occasions you had an opportunity to work with him in

10 connection with bankruptcy proceedings?

11 A With respect to the initial cases or over the full

12 period of time.

13 Q Over the full period of time, from then until now.

14 A Initially Marty was the primary accountant for a

15 client of ours. I think we had six chapter 11 proceedings

16 pending. I was involved with that client for a period of

17 about a little over three years. During that time frame I

18 believe I worked with Marty almost daily. The client was

19 a large real estate developer. There we re many accounting

20 issues, and Marty was involved day to day with those

21 bankruptcy proceedings.

22 After that situation ended I retained Marty for

23 my clients, or recommended them to my clients on a number
24 of occasions over the years.
25 Q Can you tell us, having worked with Marty over the

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7771
Hall-direct/Wallenstein


1 years, what your opinion is of him as an accountant?

2 A Marty is a very professional accountant. He is very

3 astute. He is the type of accountant who can become

4 involved in books and records that are not organized and

5 not sufficient, and get down to the meat of the issue very

6 quickly.

7 Q And is he familiar with the tax laws as they pertain

8 to his accounting practice to your knowledge?

9 A To the best of my knowledge his comments with respect

10 to tax situations has been very good. It has been very

11 professional.

12 Q Now, would it be a fair statement, Mr. Hall, that the

13 function of an accountant who is working for a particular

14 client is to advance that client's position?

15 A With respect to his relationship to the client,

16 actually he is working for the client, so he would be

17 supporting the client's efforts.

18 Q As is the attorney, correct?

19 A As is the attorney.

20 Q Is it a fair statement that the accountant is not in

21 those respects an advocate for the Internal Revenue

22 Service?

23 A No, he is not.
24 Q Now, are you also familiar having worked with Marty
25 over the years, are you also familiar with other people

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7772
Hall-direct/Wallenstein


1 who have known Marty professionally?

2 A Yes, I am.

3 Q And have you had occasion from time to time to

4 discuss Mr. Reffsin with other people, attorneys,

5 accountants or others?

6 A Yes, I have.

7 Q And can you tell us whether or not he has a

8 reputation for truthfulness and honesty?

9 A As I said, he has the reputation as an accountant who

10 can go into a witness, take a look at the economic

11 situation as it relates to that business and come forward

12 with a truthful statement of the economic and financial

13 affairs of that business.

14 Q Would it be a fair statement that he has a good

15 reputation in the professional community for honesty,

16 veracity and truthfulness?

17 A Of the best of my knowledge he has.

18 MR. WALLENSTEIN: Thank you. No further

19 questions.

20 Your witness, Mr. White.

21

22 CROSS-EXAMINATION

23 BY MS. SCOTT:
24 Q Good morning, Mr. Hall.
25 Now, you have testified that Mr. Reffsin is very

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7773
Hall-cross/Scott


1 professional and astute when it comes to evaluating

2 people's tax matters?

3 A I said with respect to all accounting, not

4 specifically tax.

5 Q Is it fair to say that you trusted Mr. Reffsin to

6 catch any errors that might have been made in a person's

7 accounting?

8 A That's usually why I would retain him or suggest that

9 he be retained by my clients because of his truthfulness

10 and his ability to take a look at records and accounting

11 systems and come to the meat of the situation.

12 Q And it was your belief that Mr. Reffsin always had

13 the capacity to see a mistake or an inconsistency in

14 accounting information that he was considering; is that

15 correct?

16 MR . WALLENSTEIN: Objection.

17 THE COURT: Overruled.

18 MR. WALLENSTEIN: Form of the question.

19 THE COURT: Overruled.

20 A Yes.

21 Q Now, you stated that Mr. Reffsin impressed you as

22 someone familiar with the tax laws; is that correct?

23 A Yes.
24 Q And he had full knowledge of the requirements of the
25 tax laws to?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7774
Hall-cross/Scott


1 A The extent I would expect of an accountant, yes. Not

2 an attorney.

3 Q You also said that the accountant is an advocate for

4 the client that the accountant is representing; is that

5 right?

6 A Yes. I said that an accountant who is working for a

7 client is looking after his client's best interests.

8 Q Is it fair to say that Mr. Reffsin was a -- that he

9 worked zealously to further his client's interests?

10 A Yes.

11 Q Now, although an accountant is supposed to further

12 his client's best interest, nevertheless an accountant

13 should also provide accurate information regarding a

14 client's finances; is that correct?

15 A Yes.

16 Q Particularly an accountant should always provide

17 accurate information about the client's finances to the

18 Internal Revenue Service; is that correct?

19 MR. WALLENSTEIN: Objection.

20 THE COURT: Overruled.

21 A I would believe -- I would state, yes, an accountant

22 in respect to the numbers and figures they are working

23 with, that he should provide accurate information.
24 Q So that even if the client were telling the
25 accountant to provide false information, the accountant

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7775
Hall-cross/Scott


1 should nevertheless provide accurate inform ation; is that

2 correct?

3 A Yes.

4 Q That's the accountant's duty; is that right?

5 A That's the accountant's duty.

6 Q Now, is it also fair to say that if a client requests

7 the accountant to do something illegal on behalf of the

8 client, that the accountant should make a full disclosure

9 and proceed in a legal fashion; is that correct?

10 MR. WALLENSTEIN: Objection.

11 THE COURT: As to the form, sustained. I don't

12 know what full disclosure means.

13 MS. SCOTT: I will move on.

14 Q Mr. Hall, are you familiar with the charges in this

15 case?

16 A Vaguely.

17 Q But you are not aware of any of the facts underlying

18 any of the charges, are you?

19 A Not to any great extent.

20 Q You don't have any personal knowledge of the facts

21 underlying --

22 A No, I do not.

23 Q You are not familiar with the governme nt's proof in
24 this case, are you?
25 A No, I am not.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7776
Hall-cross/Scott


1 Q You have not been present in the courtroom over any

2 of the past nine weeks in this courtroom; is that correct?

3 A That's correct.

4 Q And so, you have not heard any of the testimony or

5 proof that has come out over the past nine weeks in this

6 trial, have you?

7 A I have not heard anything.

8 Q By the way, you were never a bankruptcy judge; is

9 that right?

10 A That's right.

11 THE COURT: Bankruptcy judge you said?

12 MS. SCOTT: I was clarifying a factual matter.

13 THE COURT: Not to my knowledge, he wasn't.

14 THE WITNESS: No, I wasn't.

15 MS. SCOTT: That's all I have.

16 MR. WALLENSTEIN: Thank you very much.

17 THE COURT: You have been almost promoted.

18 THE WITNESS: Thank you, your Honor.

19 THE COURT: I think it is a promotion anyway.

20 (Whereupon, at this time the witness left the

21 witness stand.)

22 THE COURT: You may proceed.

23 MR. WALLENSTEIN: I have to get my next witness.
24 I have no men in suits to help me.
25 THE COURT: Touche, Mr. Wallenstein.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7777

1 Right, Mr. White?

2 MR. WHITE: I guess I have to agree, your Honor.

3 (Whereupon, at this time there was a pause in the

4 proceedings.)

5 MR. WALLENSTEIN: Your Honor, the defense calls

6 Vincent Razzino.

7 THE COURT: Raise your right hand. Do you want

8 to rise, please.

9

10 V I N C E N T R A Z Z I N O ,

11 called as a witness, having been first

12 duly sworn, was examined and testified

13 as follows:

14

15 THE COURT: Please be seated. State your full

16 name and spell your last name.

17 THE WITNESS: Vincent Razzino, R A Z Z I N O.

18

19 DIRECT EXAMINATION

20 BY MR. WALLENSTEIN:

21 Q Good morning, Mr. Razzino.

22 A Good morning.

23 Q Tells what you do for a living?
24 A I am a certified public accountant.
25 Q What is your present status? What is your present

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7778
Razzino-direct/Wallenstein


1 firm?

2 A I am a partner with Reffsin and Razzino.

3 Q And your partner is Marty Reffsin, the defendant in

4 this case; is that right?

5 A That's correct.

6 Q Can you tell us how long you have been a certified

7 public accountant?

8 A Since 1978.

9 Q Where did you go to school?

10 A Bernard Baruch college, City University of New York.

11 Q And from 1978 until the present, can you give us

12 briefly your professional history.

13 A Yes.

14 When I graduated from college I went directly to

15 the accounting firm of Peat Marwick Mitchell, P E A T.

16 THE COURT: Peat what?

17 THE WITNESS: Peat Marwick Mitchell, where I

18 spent nine years with the firm.

19 Q Is that a large accounting firm?

20 A At that time it was one of the big eight accounting

21 firms.

22 Q Can you tell us what the big eight accounting firms

23 are?
24 A What they are?
25 Q In layman terms?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7779
Razzino-direct/Wallenstein


1 A I guess they are the premier accounting firms in the

2 world, the largest.

3 THE COURT: Didn't two of them just merge?

4 THE WITNESS: Yes.

5 THE COURT: To become the very largest?

6 THE WITNESS: They have become the big four, I

7 believe, at this time.

8 THE COURT: The big four, all right.

9 Q How long were you then with the big eight firm of

10 Peat Marwick?

11 A I spent nine years with them.

12 Q When did you leave them?

13 A In November of 1985.

14 Q What did you do when you left them?

15 A I joined one of their clients as CFO, the chief

16 financial officer.

17 Q And how long were you a CFO for that firm?

18 A For that firm, four years.

19 Q And after that?

20 A I spent the next two years with two other firms, two

21 other privately held companies.

22 Q Can you tell us what those companies were?

23 A One was a plumbing distributor. The other was a
24 provider of examinations for executives.
25 Q And subsequent to that?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7780
Razzino-direct/Wallenstein


1 A Subsequent to that I went to practice for myself.

2 Q You are familiar with the law firm of Rivkin Radler

3 and Kremer?

4 A Yes, I am.

5 Q And did you ever work for that firm?

6 A Yes, I did. I was their chief financial officer for

7 four years.

8 Q Can you tell us when you met Mr. Reffsin?

9 A I was introduced to Mr. Reffsin by a mutual friend in

10 I would say early 1994.

11 THE COURT: Early 1994?

12 THE WITNESS: Yes.

13 Q Did you begin at that point in time to work with him

14 on occasion?

15 A On occasion, yes, on a per diem basis I worked with

16 him.

17 Q And at some point the two of you decided to form a

18 partnership; is that correct?

19 A Yes. In July of 1995.

20 Q You have been partners since that time?

21 A Yes.

22 Q Now, in 1994, prior to the formation of the

23 partnership, you had occ asion to work with Mr. Reffsin on
24 a per diem basis; is that correct?
25 A Yes, I did.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7781
Razzino-direct/Wallenstein


1 Q Did you have any occasion to do any work for

2 Mr. Reffsin's company with respect to a client known as

3 Who's Who Worldwide Registry, Inc.?

4 A Yes, I did.

5 Q Can you tell us what work you were doing for Who's

6 Who and just in general the time frame that you were doing

7 it?

8 A In general the time frame was from August of '94

9 through March of '95.

10 Q Did you have occasion to visit the offices of Who's

11 Who in Lake Success?

12 A Yes.

13 Q On how many occasions?

14 A There were a total of nine occasions in 1994.

15 Q And can you give us the inside and outside dates of

16 those occasions?

17 A The early parts of the four d ays of that was in

18 August of 1994, and the balance was in November or

19 December, I would say split evenly between November and

20 December of 1994.

21 Q Is it a fair statement that you are familiar with

22 that because you reviewed your time sheets with respect to

23 it?
24 A Yes.
25 Q And are you acquainted with Maria Gaspar?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7782
Razzino-direct/Wallenstein


1 A I worked with her at the time I was at Who's Who on

2 site.

3 Q And she was an employee of Who's Who, correct?

4 A That's correct.

5 Q And would it be fair to say that she was the -- she

6 held the position of controller or chief financial

7 officer?

8 A I believe so. That was her title.

9 Q And did you have occasion -- can you tell us what her

10 function was with respect to the books of Who's Who at

11 that time?

12 A She handled the day to day bookkeeping tasks of the

13 corporation.

14 Q Can you tell us what those are?

15 A She would handle the incoming checks, write deposits,

16 prepare checks, filing, that kind of a thing.

17 Q And when you would interact with her at Who's Who,

18 what was the purpose of your review?

19 A We would prepare a report on the six month activity

20 of the corporation.

21 Q Can you explain in non-accounting terms for those of

22 us who can't understand accounting terms.

23 A We had to put in financial statement form the
24 activity of the corporation for the six months. So it
25 would be reporting on their revenues or disbursements or

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7783
Razzino-direct/Wallenstein


1 expenses.

2 Q Did you do a thorough review of the books at that

3 time, or were you relying on something else in the

4 preparation of your report?

5 A Normally in the level of service we were providing

6 for them we would rely on the work prepared by the client.

7 Q In this case it would be Maria Gaspar?

8 A Yes.

9 Q Did you have occasion while you were at Who's Who to

10 have conversations with Maria Gaspar?

11 A Yes, sure.

12 Q Did you have occasions when you were functioning your

13 functions with respect to the Who's Who books to evaluate

14 her work as a bookkeeper or an accountant at some level?

15 A Certainly we would see the results of her work.

16 Q Can you give us your evaluation of her work as a

17 bookkeeper?

18 A I found a number of errors when we went through the

19 bank reconciliations.

20 Q Can you describe some of those errors that you found?

21 A There were a number of occasions where entries were

22 made opposite -- in an opposite direction of the way they

23 should have been.
24 Q Can you explain what you mean by that and what the
25 significance of that is?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7784
Razzino-direct/Wallenstein


1 A Well, if I can put it in layman terms, a revenue item

2 might be classified as opposite or negative expense item,

3 and vice versa.

4 Q Would it be fair to say that she classified money

5 coming in as money going out?

6 A That's fair.

7 Q That's layman terms for what you just said?

8 A Yes. But it wasn't just relegated to revenue type

9 items. Also on the expense side.

10 Q What type of other items were involved?

11 A Well, we had -- I am trying to recollect now. There

12 were maybe return items recorded in the wrong way.

13 Q Returns of goods?

14 A Yes, goods and services, yes.

15 Q And when you -- withdrawn.

16 Were these the type of errors that one would

17 expect of someone who claimed to be the equivalent of a

18 certified public accountant?

19 A No. I wouldn't expect those.

20 Q Would it be fair to say that these are the types of

21 errors that would not even be made by someone with a solid

22 bookkeeping background?

23 A I think the errors -- I don't think you would expect
24 them from a solid experienced bookkeeper.
25 Q Is it fair to say that the types of errors that you

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7785
Razzino-direct/Wallenstein


1 determined Maria Gaspar made in the books of Who's Who

2 were the types of mistakes that would be made by someone

3 who was not a competent bookkeeper? Would that be a fair

4 statement?

5 A Yes, I think so.

6 Q We are not talking about a mistake made in adding a

7 column of figures that anybody can make? We are talking

8 about fundamental errors in classifying entries in the

9 books; is that correct?

10 A That's correct.

11 Q Did you ever have occasion to point out to her the

12 errors she was making to in essence criticizing her work?

13 A Yes. I pointed out every case of that that I came

14 upon.

15 Q And what was her reaction, if you can recall?

16 A Well, I put it to her very cordially. I don't think

17 she had very much of a reaction. I told her she needed to

18 make correcting entries.

19 Q You pointed out to her the specific errors she made?

20 A Yes.

21 Q Now, she was aware at that time -- withdrawn.

22 This was in August of 1994; is that correct?

23 A Yes.
24 Q And she knew at that time that you were acting on
25 behalf of Mr. Reffsi n; is that correct?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7786
Razzino-direct/Wallenstein


1 A Yes.

2 Q By the way, in giving us your background earlier, are

3 you familiar with the subspecialty, if you will, of an

4 accountant in litigation support?

5 A Yes.

6 Q Could you describe that for the jury?

7 A Many times an attorney will ask for help in gathering

8 information about a case, where they have a little

9 experience in financial matters. So you go in and examine

10 books and records, accumulate information, and put it into

11 a form that the attorney can use the support -- to

12 support the client's case.

13 Q Is it fair to say that that function involves taking

14 raw data sometimes from an adversary and putting it into a

15 form to be used in the context of litigation?

16 A Yes.

17 Q And to explain i t so that even attorneys can

18 understand it? Would that be a fair statement?

19 A As difficult as that could be, yes.

20 Q And have you had occasion to perform litigation

21 support for attorneys on occasion?

22 A On occasion I have, yes.

23 Q And do you still do that from time to time?
24 A From time to time.
25 Q Are you familiar with the loan and exchange accounts

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7787
Razzino-direct/Wallenstein


1 as used in the books of Who's Who Worldwide in 1994?

2 A I certainly was privy to the accounting entries that

3 went through the account, yes.

4 Q Can you describe what a loan and exchange account is,

5 what its use is and function is on the books of a

6 corporation?

7 A Many times there are activities, either receipts or

8 disbursements of a company that management has not decide d

9 quite what they want to do with it, if it is in the nature

10 of a loan to an officer, or what might ultimately become

11 compensation to an officer or employee. It is almost a

12 suspense time account.

13 Q What do you mean by suspense account?

14 A It is a holding case where you put monies which were

15 perhaps disbursed which were in the loan of an individual,

16 and upon subsequent facts might turn out to be

17 compensation. But normally a loan account is set up for

18 loans.

19 Q Would it be a fair statement also that a loan and

20 exchange account when used as a suspense account is a

21 place to record entries that the bookkeeper is not

22 otherwise familiar with at the time the entries are made?

23 A Many times a bookkeeper may not know what to do with
24 a particular transaction and they might put it into a loan
25 account, particularly if it is o n behalf of an officer or

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7788
Razzino-direct/Wallenstein


1 owner of a company.

2 Q And can you tell us what your function was with

3 respect, or the firm's function was with respect to the

4 loan and exchange accounts of Who's Who when doing the end

5 of the year books?

6 A We are not performing an audit, so we didn't go into

7 the underlying transactions in terms of whether -- what

8 the nature of them -- they were in particular.

9 Normally the client would come to us and tell us

10 that it was in fact a loan, which would then give us the

11 ability to leave it in that account as it is stated.

12 Q If the client said it was income it would go into a

13 salary or 1099 type account?

14 A If the client said it was income it would be

15 classified as income.

16 Q Would it be fair to say in those circumstances the

17 accountant relies on the client's interpretation of the

18 underlying purpose of the entry rather than doing an audit

19 to determine what they really are?

20 A That's correct. You would not audit the

21 transactions. We are not engaged to do that.

22 Q If the client says it is a loan, we will pay it back,

23 you call it a loan and have no reason to inquire further;
24 is that correct?
25 A That's correct.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7789
Razzino-direct/Wallenstein


1 Q And so, you said you were not performing an audit.

2 Can you tell the jury what an audit is and under what

3 circumstances you would perform an audit?

4 A Well, an audit -- an audit is the highest level of --

5 the highest level of service that an accountant can

6 provide to a client. It really is looking at not o nly

7 superficially entries, or looking at activity through the

8 eyes of the ledger, but you also go underneath those

9 transactions, you look at paper, documents to support the

10 transactions.

11 You look at more detailed records and you have to

12 give an opinion as to whether the company was in effect

13 fairly stating, or accurately stating -- technically, it

14 is fairly stating -- the results of the activity of the

15 corporation.

16 Q Under what circumstances would you audit the

17 corporate books?

18 A Audits are requested in a variety of situations.

19 They are required by law in many instances. Publicly held

20 companies, for instance, must be audit. Privately held

21 companies many times are not audited. They are only

22 audited if requested to do so by third parties. For

23 example, banks might ask them to have their statements
24 audit ed or other creditors. Otherwise they are not very
25 common in privately held companies.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7790
Razzino-direct/Wallenstein


1 Q And Who's Who Worldwide was a privately held company;

2 is that right?

3 A As far as I was aware, yes.

4 Q And were you in the offices of Reffsin and Razzino in

5 January of 1996 when the offices were visited by postal

6 inspectors or other authorities?

7 A I don't recall if it was January specifically, but I

8 was in the office on one occasion when I was visited by a

9 postal inspector.

10 Q Was Mr. Reffsin present at that time?

11 A No.

12 Q Can you describe what happened.

13 A Well, I got a knock on the door. I asked who it

14 was. He identified himself as a postal inspector. So I

15 opened the door. Three gentlemen came rushing in. They

16 as ked me who I was, where Mr. Reffsin was, and my -- what

17 my relationship was with Mr. Reffsin.

18 Q Can you describe your attitude?

19 A I tell you when gentlemen of that credentials come

20 into your office it is quite intimidating. I was

21 intimidated.

22 Q Do you recall the names of any of the individuals?

23 A Only one in particular.
24 Q And that would be?
25 A Mr. Biegelman.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7791
Razzino-direct/Wallenstein


1 Q And can you tell us what Mr. Biegelman said to you

2 and what Mr. Biegelman's attitude towards you was at that

3 time?

4 A I was very uncomfortable. As I said, he was

5 intimidating. He was very aggressive, not a very nice

6 man. That's all I can say about that. It wasn't a

7 pleasant experience.

8 Q And it would be a fair statement that you had nothing

9 whatsoever to do with whatever it was that he was looking

10 for at that time, and he didn't even want to talk to you,

11 he wanted to talk to Mr. Reffsin; is that correct?

12 A That's correct. He asked what my relationship was

13 and my involvement with Who's Who. And that was that.

14 Q Okay.

15 Would it be a fair statement that you have from

16 time to time in the course of your practice had some

17 involved with authorities from the Internal Revenue

18 Service?

19 A Yes.

20 Q And you participated in audits and examinations of

21 books of clients with the IRS?

22 A Yes.

23 Q And were those situations as intimidating as
24 Mr. Biegelman's visit?
25 A No, not at all.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7792
Razzino-direct/Wallenstein


1 MR. WALLENSTEIN: Thank you.

2 Nothing further.

3 MR. WHITE: Your Honor, may I proceed?

4 THE COURT: Yes.

5

6 CROSS-EXAMINATION

7 BY MR. WHITE:

8 Q Mr. Razzino, my name is Ron White. I am one of the

9 prosecutors in this case.

10 We have never met before, have we?

11 A No.

12 Q I want to ask you about your work with Maria Gaspar.

13 Now, that was for a very short period of time,

14 wasn't it?

15 A Yes. About four days in August, about 40 hours worth

16 of time, as I recall.

17 Q Now, you indicated -- let me make sure I understand

18 the process by which the books of Who's Who were being

19 prepared insofar as you could tell.

20 You said that Maria Gaspar would do stuff like

21 prepare the checks and note bank deposits and things like

22 that; is that right?

23 A Yes.
24 Q And she would make some sort of preliminary
25 indication, would she not, as to what account those

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7793
Razzino-cross/White


1 expenses should go in?

2 A Yes. She would code the transactions.

3 THE COURT: She would what?

4 THE WITNESS: Code them to a particular account.

5 THE COURT: C O D E?

6 THE WITNESS: C O D E.

7 Q Now, you reviewed Mr. Gordon's loan and exchange

8 account, did you not?

9 A Not for specifics, no, not the specifics.

10 Q Now, after Maria Gaspar would code the accounts, you

11 or someone else from Mr. Reffsin's firm would come into

12 Who's Who periodically and review that; is that right?

13 A Yes.

14 Q And when you were doing that was anyone else working

15 with you?

16 A Yes.

17 Q And who was that?

18 A We had a couple of junior accountants who worked with

19 us.

20 Q Do you remember their names?

2 1 A Yes. One was Lori.

22 Q Lori Shekailo?

23 THE COURT: Spell that?
24 S H E K A I L O; is that right?
25 THE WITNESS: I believe so. To be honest, I do

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7794
Razzino-cross/White


1 not remember.

2 Q Who else did you work with?

3 A Bill Clark.

4 Q Did you ever work with a man named Michael Hynes,

5 H Y N E S?

6 A No, not at Who's Who.

7 Q Do you know that he did like you, per diem work for

8 Mr. Reffsin's firm?

9 A I understand that.

10 Q Okay.

11 Now, when you or someone else from Mr. Reffsin's

12 firm would go into Who's Who to review the books, you

13 would decide what account things went into, right?

14 A No.

15 Q If Maria Gaspar had improperly coded something, you

16 would correct the error, right?

17 A After discussion with the pr oper individual at the

18 client.

19 Q Okay.

20 Give us an example of what you are talking

21 about.

22 A Well, the example would be with the loan account as

23 mentioned before, if I were to challenge an entry there
24 and asked a question about it, depending on the answers
25 that you would get, you would gather up as many facts as

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7795
Razzino-cross/White


1 you could about the nature of the transaction and then

2 discuss the appropriate accounting with the client before

3 you booked an entry to correct.

4 Q So I am confused.

5 Did you or did you not work on Mr. Gordon's loan

6 account?

7 A No, not in the specific transactions, no.

8 Q Well, as part of the review of the books, did you

9 review Mr. Gordon's loan account among others?

10 A No, I didn't.

11 Q So, you never reviewed anything at all to do with

12 Mr. Gordon's loan account?

13 A That's correct.

14 Q So, the example you just gave before was an example

15 and did not happen?

16 A Yes. An example.

17 I will give you one that did happen on security

18 deposits for example.

19 Q I just wanted to make sure I understand.

20 Once you had asked the relevant questions of the

21 relevant people, you make a determination, correct, of

22 what account it should be in?

23 A Generally we make the -- we advise the client as to
24 what we think the entry should be, the proper entry.
25 Q Okay.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7796
Razzino-cross/White


1 A It is usual with the client's acquiescence.

2 Q I want to know exactly what you are doing.

3 When you are at Who's Who Worldwide, you got an

4 entry that you think Maria Gaspar got down wrong. You go

5 and ask the relevant people what the facts are. You find

6 that out. Then what do you personally actually do?

7 A I prepare an entry and go over it with the client

8 before it actually gets handed to them --

9 THE COURT: Go over with the client before it

10 what?

11 THE WITNESS: Before it actually gets posted to

12 the books and records.

13 Q You said you went over it with the client. Who would

14 you go over it with?

15 A The first person would be Maria Gaspar. Most of the

16 questions I had were with Maria Gaspar.

17 Q And so, would it be fair to say that you would show

18 or explain to Maria Gaspar how she made an error and how

19 it should be in a different account?

20 A Yes.

21 Q Now, by the time you end up leaving is it fair to say

22 that as far as you can tell, everything is in the ri ght

23 account now?
24 MR. WALLENSTEIN: Objection to the form of the
25 question.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7797
Razzino-cross/White


1 THE COURT: Sustained as to form.

2 MR. WHITE: Let me ask it a different way.

3 Q Did you correct any errors that you saw?

4 A We addressed every error that we saw, yes.

5 Q As far as you knew when you were finished doing the

6 books, they were as accurate as they could be?

7 A Yes.

8 Q So, therefore, then, if Maria Gaspar made any

9 mistakes you or somebody else from Mr. Reffsin's firm, in

10 all likelihood ended up correcting it?

11 A To the extent that we identified them, yes.

12 Q Is it correct one of the ways you would correct

13 things is by making adjusted journal entries?

14 A Yes.

15 Q That's where if she has it in a wrong column you make

16 an adjustment entry saying this should come out of column

17 A and go into column B; is that right?

18 A Yes.

19 Q And so, at the end of the year, December 31st of each

20 year, when you look at the books and records of Who's Who,

21 insofar as you could -- as you were concerned, they were

22 as accurate as could be; is that right?

23 A As far as -- yes, exactly.
24 Q Now, do you have any idea who if anyone give Maria
25 Gaspar instructions how to record things that you thought

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7798
Razzino-cross/White


1 were in error?

2 A I am not sure I understand the question.

3 Q Let me break it down.

4 You are there at Who's Who and you find an error

5 in Maria Gaspar's posting of something to an account; is

6 that right?

7 A Yes.

8 Q Do you have any idea if she did it on her own or

9 somebody told her to do it that way?

10 A No.

11 Q Okay.

12 A Normally --

13 Q That's okay.

14 For example, you have no idea if Mr. Reffsin gave

15 her instructions how to record certain expenses of the

16 business, do you?

17 A No.

18 Q You don't know if Mr. Gordon gave her instructions

19 how to record items in the books and records, do you know?

20 A No.

21 Q Do you know what if any instructions Mr. Reffsin gave

22 to Mr. Gordon -- let me back up.

23 Do you know what instructions if any, Mr. Reffsin24 gave to Maria Gaspar how to record the company's statement
25 of Mr. Gordon's American Express bill?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7799
Razzino-cross/White


1 A No, I wouldn't be privy to that.

2 Q Talk about the loan and exchange account.

3 As you said before you didn't have anything to do

4 with Mr. Gordon's loan and exchange accounts?

5 A No. It was there. The work papers were prepared.

6 But that wasn't my area.

7 Q Now, do you recall at Who's Who there was more than

8 one loan and exchange account?

9 A I believe so. I believe there was more than one.

10 Q There was one that was called Mr. Gordon's loan and

11 exchange account, and there were a couple of others,

12 right?

13 A I don't recall a couple of others.

14 Q Let me show you Government's Exhibit 661 in

15 evidence. And that's the trial balance for Who's Who

16 Worldwide for the end of the year 1993; is that right?

17 (Handed to the witness.)

18 A Yes.

19 Q Do you see the account 1200 where it says loan and

20 exchange BG?

21 A Yes.

22 Q And underneath that there is a whole series loan and

23 exchange accounts; is that correct?

24 A I see two others.
25 Q Take a look now at Government's Exhibit 662 in

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
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1 evidence, which is the trial balance as of September '94,

2 and underneath Mr. Gordon's loan account are there other

3 loan and exchange accounts?

4 A Yes. There are three others.

5 Q Okay.

6 Would it suggest to you as a C.P.A. for almost 20

7 years that if items were specifically placed in

8 Mr. Gordon's loan account as opposed to some of the other

9 loan accounts that they were somehow attributable to him

10 as opposed to just up in the air?

11 MR. TRABULUS: Objection to form, your Honor.

12 THE COURT: Sustained.

13 Q Would it suggest to you that things that were put in

14 his loan account were there because they were attributable

15 to him?

16 A On the surface the answer to that would be yes. But

17 that, of course, was subject to the bookkeeper putting it

18 there.

19 Q If it ended up in the general ledger each year,

20 that's because you and other people of Mr. Reffsin's firm

21 reviewed it; is that right?

22 A I don't know if those particular trial balances you

23 showed me were before or after our review.
24 Q But ultimately when you have the year end books, they
25 are after you and others from Mr. Reffsin's firm had

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1 reviewed it; is that right?

2 A Not necessarily so. The client prepares a trial

3 balance at the end of the year. That trial balance is

4 usually the starting point of our review. So those trial

5 balances you showed me could be at the beginning of our

6 review process and not at the end.

7 Q Then you go and make your adjusting journal entries

8 and ultimately you decide what things go in what accounts;

9 is that right?

10 A We would review certain key accounts. If there are

11 errors we would discuss it with the client. Appropriate

12 adjustments would be recommended and made.

13 Q You said in response to Mr. Wallenstein that the

14 client would tell you if it were a loan or tell you if it

15 was income or compensation to him; is that right?

16 A It is a normal procedure.

17 Q And let me ask you, if a client told you that this

18 was a loan, you would presumably record it on the books as

19 a loan; is that right?

20 A Yes.

21 Q Now, if a client were borrowing a lot of money and

22 was already in debt up to his eyeballs and wasn't paying

23 it back regularly, would you begin to question as to
24 whether or not it was really a loan, even though he told
25 you it was?

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1 MR. WALLENSTEIN: Objection.

2 THE COURT: Overruled.

3 Q You can answer the question.

4 A Could you repeat the question, please?

5 Q If a client was borrowing a lot of money and already

6 had millions of dollars in debt and it wasn't paying back

7 those loans to the corporation in any substantial amount,

8 would you begin to question as to whether or not they were

9 really loans, even if he told you that they were?

10 MR. WALLENSTEIN: Objection.

11 THE COURT: When you say "question", what does

12 that mean? In his mind or by doing something?

13 MR. WHITE: My question is, how would he

14 categorize it, as a loan or income?

15 THE COURT: Did you hear the question?

16 THE WITNESS: I did, and I have a question back.

17 I don't understand.

18 THE COURT: Listen, if you don't understand say

19 so and the lawyer will rephrase it.

20 You don't understand that?

21 THE WITNESS: Is this a hypothetical question?

22 Q Yes.

23 A Normally when you say he is up to his neck or
24 whatever in debt, is that corporate debt? Is this
25 personal debt?

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1 Q Let me break down the question for you.

2 You have someone who is the principal of a

3 corporation, okay.

4 Are you with me so far?

5 A Yes.

6 Q And he is borrowing money from his corporations, not

7 on one lump sum, but a rolling basis to pay his personal

8 expenses. Okay?

9 A Yes.

10 Q He has his company paying his American Express bills,

11 his car leases, his rent, okay?

12 That same person, it s principal has millions of

13 dollars of personal debt to the Internal Revenue Service

14 and to a whole bunch of other parties.

15 Now, in reviewing the books you don't see any

16 substantial repayments of those amounts, okay?

17 So, you go to the client and ask him about it,

18 and he says, no, they are loans.

19 Now, under those circumstances, notwithstanding

20 the fact that he says they are loans, are you going to

21 record them as loans, or are you going to think of it as

22 income?

23 MR. TRABULUS: Objection.
24 MR. WALLENSTEIN: Objection.
25 MR. WHITE: Your Honor, this is

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1 cross-examination.

2 THE COURT: One of the items in the hypothetical

3 question, I don't know if there was any evidence that he

4 was substantially in debt other tha n to the IRS. I don't

5 know where you got that from.

6 MR. WHITE: Your Honor, it is listed on the 433's

7 that Mr. Gordon submitted.

8 THE COURT: What is listed?

9 MR. WHITE: Numerous other debts of tens of

10 hundreds of thousands of dollars.

11 THE COURT: What is the nature of the objection?

12 MR. TRABULUS: Mine was to form, your Honor.

13 THE COURT: In what way?

14 MR. TRABULUS: Also, your Honor, it assumed there

15 was no substantial repayment. I don't think that has been

16 established.

17 THE COURT: That objection is overruled.

18 Did you object, Mr. Wallenstein?

19 MR. WALLENSTEIN: Yes. My objection is that

20 number one, the hypothetical assumes he knows about the

21 personal debt. Number two, the form of the ultimate

22 question was: Do you record it as a loan after the client

23 tells you, or do you think it is income? And I don' t
24 think it matters what he thinks. That's the basis of my
25 objection.

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1 THE COURT: That's the question, do you think it

2 is income?

3 MR. WALLENSTEIN: Yes.

4 THE COURT: Sustained.

5 MR. WHITE: I will change it.

6 Q Do you record that as a loan or do you record that as

7 income?

8 THE COURT: Well --

9 MR. WHITE: Your Honor, this is

10 cross-examination. I didn't interrupt their

11 cross-examination of other witnesses.

12 THE COURT: I think you did from time to time.

13 MR. WHITE: Not for questions like this, your

14 Honor.

15 MR. TRABULUS: My objection is that it is a

16 limited alternative, your Honor.

17 THE COURT: Mr. White, not only do they have a

18 right to do that. But they have an obligation to do it.

19 They have to do it.

20 MR. WHITE: Your Honor, I am just asking for the

21 same latitude that they have.

22 THE COURT: Whether you like it or not, just as

23 you did.
24 Now what is the nature of the objection?
25 MR. TRABULUS: Limited alternatives that it all

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1 has to be recorded one way or another way.

2 THE COURT: Overruled.

3 Q Clear now?

4 Let me ask you the question.

5 Under those circumstances that I outlined, would

6 you record that as a loan or as income or compensation?

7 A Normally the clients indication that it is a loan

8 would be enough for it to remain as a loan on the books

9 and records of the company. If it is a matter of intent

10 of the client to repay. If it is his intention to repay,

11 then that's the way it would b e classified.

12 Q Okay.

13 Are there ever circumstances that the facts may

14 indicate to you something different than -- let me

15 rephrase the question.

16 Q Would there ever be a circumstance that even though

17 the client told you he intended to repay it, the facts

18 were such that you would conclude that it wasn't really a

19 loan.

20 MR. TRABULUS: Objection.

21 MR. WALLENSTEIN: Objection.

22 THE COURT: Sustained.

23 Q Is it your testimony that under those circumstances
24 that I described before, if notwithstanding those, the
25 client says, no, that's the loan, you would still record

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1 it as a loan? I wanted to make sure I understood your

2 question right.

3 A In your hypothetical example, yes, it would be a

4 loan.

5 Q Now, let me ask you a question.

6 If the client has substantial loans from his

7 corporations and is expecting to earn substantial amounts

8 from his corporation in compensation, such that they might

9 eventually cancel each other out, is the amount that he

10 expects to earn as compensation, would that be income?

11 MR. TRABULUS: Objection, your Honor.

12 THE COURT: Sustained.

13 MR. WHITE: I am not sure I understand why, your

14 Honor.

15 THE COURT: I don't understand the question.

16 Do you, Mr. Razzino?

17 THE WITNESS: No, I don't.

18 THE COURT: I didn't know what that meant. In

19 plain English.

20 MR. WHITE: I am sorry. I will rephrase it.

21 Q Let me use some numbers to be clear.

22 An individual owes the corporation let's say half

23 a million dollars. He expects sometime in the future that
24 his company will pay him compensation, salary of
25 approximately half a million dollars, okay?

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1 A Okay.

2 Q Now, his intent is that at that time when they pay

3 him the half a million dollars -- when it comes time for

4 him to take the half a million, they would just cancel

5 each other out. He says, don't pay me the half a million,

6 but my debt to the corporation is cancelled out. Okay?

7 You are with me?

8 A So far.

9 Q Okay.

10 Now, the half a million that he expects in

11 salary, would that be income?

12 MR. TRABULUS: Objection. At what point in

13 time? Then or when he gets it?

14 THE COURT: I am assuming technically the company

15 makes a check out for 500,000, or would have made a check

16 out to the employee for 500,000, less deductions, or not

17 less deductions , and the employee either pays the 500,000

18 back to the company, or says don't pay me the 500,000. I

19 assume that I earned it, but I am turning it over to the

20 company. That would be income to the man?

21 THE WITNESS: Yes, income to the individual at

22 that point when he earned it.

23 Q When he earned it, okay.
24 Now, let's take, if prior to the time he expected
25 to earn this money, he prepared a projection of his

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1 income. If at the time he is preparing the projection he

2 expects to earn this money in the future, that should be

3 listed on that projection, right?

4 MR. WALLENSTEIN: Objection.

5 THE COURT: I think that that is very vague,

6 Mr. White. Sustained.

7 Q Well, again, let's use specifics then.

8 Let's take the year 1993, okay?

9 A Yes.

10 Q Sometime in the next five years the individual

11 expects he will earn this money from his corporation,

12 okay?

13 If in 1993 he is preparing a projection of his

14 income, should he list those amounts that he expects to

15 make in the next five years as income?

16 MR. WALLENSTEIN: Judge --

17 THE COURT: Can I hear that again, please.

18 I now know why I didn't become an accountant

19 among other reasons.

20 (Whereupon, the court reporter reads the

21 requested material.)

22 THE COURT: Do you know what that question

23 means?
24 THE WITNESS: I am very confused by that
25 question, Judge.

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1 THE COURT: I thought it was only me. All right,

2 sustained.

3 MR. WHITE: Let me try it again and in a

4 differe nt way.

5 THE COURT: What do you mean by projection? Is

6 that a document?

7 MR. WHITE: Yes, your Honor.

8 THE COURT: Is a document in accounting called a

9 projection?

10 MR. WHITE: I will show him one that Mr. Reffsin
11 prepared.

12 THE COURT: All right, that will help.

13 Do you know what a projection is?

14 THE WITNESS: I have a good idea what a

15 projection is, your Honor.

16 THE COURT: Something about the future, right?

17 THE WITNESS: Yes, your Honor, it is about the

18 future.

19 THE COURT: Mr. Razzino, I don't remember all the

20 exhibits. Mr. White has this comprehension, he

21 remembers -- he has to, and I don't. So there may very

22 well be that there were projections in evidence that I

23 forgot about it.
24 Q Mr. Razzino, let me show you Government's Exhibit --
25 THE COURT: Excuse me. You remember everythin g

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1 also, members of the jury.

2 Q 420-E for Edward, which is in evidence.

3 Is that part of a projection that -- that is part

4 of a projection that Mr. Reffsin submitted as part of

5 Mr. Gordon's offer in compromise to the IRS in August of

6 1993.

7 A Okay.

8 Q Do you see that?

9 At the top it has years ranging from 1991 to

10 1996; is that right?

11 A Yes.

12 Q And it talks about gross income in the line for

13 salaries, right?

14 A Yes.

15 Q And it projects Mr. Gordon's salary and gross income

16 out through 1996; is that correct?

17 A It appears to be doing that, yes.

18 THE COURT: What was the number of that exhibit?

19 MR. WHITE: 420-E, for Edward.

20 Q Now, using a specific example, if Mr. Gordon were

21 expecting to earn substantial compensation, such that --

22 let me withdraw the question.

23 If Mr. Gordon were to earn substantial
24 compensation that he was going to use to pay back his
25 loans from his corporations sometime between '92 and 1996,

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1 should that have been listed on this projection?

2 MR. WALLENSTEIN: Objection.

3 THE COURT: Overruled.

4 A Did you say this was prepared in conjunction with a

5 433-A?

6 Q Submitted as part of an offer in compromise.

7 My question is: This projection projects what

8 his income is, correct, or will be, rather?

9 A I assume. I don't see the assumptions. But my

10 assumption would be reading this, yes, that is what he is

11 projecting his income to be.

12 Q And that's the assumption that an IRS officer may

13 have when reading it; is that right?

14 MR. WALLENSTEIN: Objection.

15 THE COURT: Overruled.

16 A If it was used in conjunction with an offer in

17 compromise, I would say, yes.

18 Q Now, again, if money was anticipated to be earned by

19 Mr. Gordon in the years that are covered by this

20 projection, that should be listed under his income there;

21 is that right?

22 A I would think so, yes.

23 Q And it should be listed there as income even if it
24 was his intent to use that to pay back his loans from the
25 company, right?

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1 A Yes, I would assume so.

2 Q Now, you indicated that -- let me withdraw the

3 question.

4 Now, are you familiar with forms 433-A?

5 A No, I have never done one myself. I have done a

6 433-B, but not a 433-A.

7 Q Are you familiar with Mr. Reffsin's handwriting?

8 A I think I would know it if I saw it.

9 Q If you can take a look at Exhibit 420-D, and if you

10 can look at the information there, everything except the

11 Bruce Gordon signature on the last page, and tell us if

12 you recognize that handwriting?

13 A Not absolutely, but it resembles Mr. Reffsin's

14 handwriting. I couldn't be absolutely sure.

15 Q Okay.

16 Let me show you 423 in evidence, and look at the

17 433-A form on top of that packet, that exhibit, and tell

18 us if you can recognize the handwriting on that.

19 (Handed to the witness.)

20 A I would say my answer is the same. It resembles

21 Mr. Reffsin's handwriting. I have not seen Mr. Gordon's

22 handwriting, so I don't know if that was his.

23 Q Now, in your review of the books and records for that
24 brief period in Who's Wh o Worldwide, did you observe,
25 reflecting in those books, the payment by the corporation

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1 of personal expenses of Mr. Gordon?

2 A Did I personally?

3 Q Yes.

4 A No.

5 Q If payments were made on behalf of the principal of a

6 corporation, and were then booked into this loan account,

7 that would be -- there be -- let me withdraw the

8 question.

9 At the time you were preparing and working on the

10 Who's Who Worldwide books, were you aware of the size of

11 Mr. Gordon's loan account?

12 A Yes, I believe so.

13 Q Do you remember approximately what it was?

14 A Gee, I would have to reflect on that for a minute.

15 Q Take your time.

16 A I am really trying to recollect. I believe it was a

17 couple of hundred thousand.

18 Q Now, do you -- did you ever express any concerns to

19 Mr. Reffsin or Mr. Gordon that those loans could be

20 income?

21 A Never had a discussion. It was not my area. I

22 wasn't working on is it loan area.

23 Q Do you know if anyone else who worked for
24 Mr. Reffsin, like Mr. Hynes, ever had a discussion with
25 Mr. Reffsin where he said that he was concerned that those

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1 loans were really income?

2 MR. WALLENSTEIN: Objection.

3 THE COURT: Can I hear the question?

4 (Whereupon, the court reporter reads the

5 requested material.)

6 THE COURT: Sustained.

7 Q Did Mr. Reffsin indicate to you that he felt he had

8 concerns that those loans were really income?

9 A Mr. Reffsin never had any such conversations with me.

10 Q Mr. Razzino, if you can take a look at

11 Government's Exhibit 421 in evidence, which is in the

12 jurors' books, a letter from Mr. Gagliardi of the Internal

13 Revenue Service to Mr. Reffsin.

14 (Handed to the witness.)

15 Q If you can take a moment and read that to yourself,

16 Mr. Razzino.

17 A Okay.

18 Q Take a look at paragraph 6 of that letter, the one

19 that is numbered 6.

20 Those are items that Mr. Gagliardi is requesting

21 that Mr. Reffsin produce; is that correct?

22 A Yes.

23 Q And number 6 says -- let me back up.
24 Number 3 says, original cancelled checks and bank
25 statements for all accounts for which you are a signator

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1 for the months of April through October of 1993, correct?

2 A Correct.

3 Q Now, if Mr. Gordon were the signator, not just on his

4 own personal bank account, but on other bank accounts as

5 well, would that fit in that category of paragraph 3?

6 A Yes.

7 Q Look at number 6, which says: Verification of all

8 monthly payments, if not paid by your personal check.

9 Do you see that?

10 A Yes.

11 Q Now, if Who's Who Worldwide were paying Mr. Gordon's

12 personal monthly bills, like his rent, like his cable

13 bill, like his American Express bill, would that fit under

14 paragraph 6?

15 MR. TRABULUS: Objection, your Honor.

16 THE COURT: On what ground?

17 MR. TRABULUS: Well, your Honor, I think it

18 assumes something which has no support in the record,

19 particularly with regard to the rent.

20 THE COURT: Overruled.

21 Q You may answer.

22 A I would say, yes.

23 Q And look at paragraph 9 where it says, copies of all
24 motor vehicle registrations --

25 A Excuse me, paragraph 9?

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1 Q I am sorry, it is on page 2. You have to take it out

2 of the plastic.

3 A Yes.

4 Q Paragraph 9 says: Copies of all motor vehicle

5 registrations, title certificates, and/or leasing

6 agreements for vehicles you own or operate. Do you see

7 that?

8 A Yes.

9 Q Now, if Who's Who were leasing a BMW or a Mercedes

10 Benz that Mr. Gordon was operating, would that fit under

11 paragraph 9?

12 A It says vehicles you own or operate. I suppose if

13 you operate, the vehicle should be listed there.

14 Q Now, how long do you say you have known Mr. Reffsin?

15 A Early 1994, January or February.

16 Q Now, would it surprise you to know that in response

17 to this letter, none of the things you just said were

18 responsive were actually given to the IRS by Mr. Reffsin?

19 MR. WALLENSTEIN: Objection.

20 THE COURT: Sustained.

21 Q According to the answers you just gave, if you were

22 answering this letter you would have given those things,

23 wouldn't have you?
24 MR. WALLENSTEIN: Objection.
25 THE COURT: Sustained.

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1 MR. WHITE: Your Honor, can I have one moment?

2 THE COURT: Sure.

3 We will take a ten-minute recess at this time.

4 Members of the jury, please do not discuss the

5 case. Keep an open mind.

6 (Whereupon, at this time the jury left the

7 courtroom.)

8

9 (Whereupon, a recess is taken.)

10

11 (The following takes place in the absence of the

12 jury.)

13 THE COURT: One of the jurors -- one or more?

14 THE CLE RK: One, your Honor.

15 THE COURT: Said that on Wednesday I had stated

16 something about telling them on Monday approximately how

17 long the trial would take. They wanted to know if I could

18 give them any approximate idea of how long the trial will

19 take.

20 Can I give them an approximate idea?

21 MR. WALLENSTEIN: Your Honor, once Mr. Reffsin
22 has testified I have concluded. I don't know about

23 anybody else. I expect he will take the rest of today.
24 MR. TRABULUS: Your Honor, I think the defense
25 case will probably be over sometime on Wednesday or

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1 Thursday from what I can tell from speaking to other

2 counsel. I am not calling Ms. Barnes, but other defense

3 counsel are. She is not showing up here until tomorrow

4 afternoon, I understand.

5 THE COURT: Assuming that the defense case ends

6 by Thursday at the -- giving it the later date. We then

7 have to have motions and we have to go over the charge.

8 MR. TRABULUS: There could be a rebuttal case,

9 your Honor.

10 THE COURT: That's true.

11 I can safely advise them that they will not get

12 the case until sometime the following week. The

13 summations will take at least an hour or two, right?

14 MR. WALLENSTEIN: Two is better.

15 THE COURT: I mean all of them I am talking

16 about.

17 Figuring I will have to spend a good part -- at

18 least a half a day, maybe a day, going over the charge,

19 and assuming the case or the testimony ends next week, we

20 will have to either do this on Friday, which I can't do, I

21 don't think. So I will have to do it on Monday. So the

22 summations will be on Tuesday, and they will get the case

23 on W ednesday.
24 I will tell them that by the end of next week
25 they will have the case probably.

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1 Let's bring them in.

2 MR. WALLENSTEIN: Judge, are you restricting our

3 time on summations?

4 THE COURT: Of course.

5 MR. JENKS: Are you giving each lawyer a time

6 limit?

7 THE COURT: A time limit? Of course.

8 MR. SCHOER: What is that going to be?

9 THE COURT: The answer is yes. That's

10 responsive, isn't it?

11 MR. WALLENSTEIN: Can you tell us what the time

12 limit will be?

13 THE COURT: No, not now. We will talk about it.

14 I will listen to every reasonable request and then do what

15 I want to do. So you better think about the period of

16 time that you want. I am going to give you a good period

17 of time -- at least my v iew of what a good period of time

18 is. Which may not coincide with yours. You will have

19 adequate time to sum up. With ten lawyers and a lot of

20 repetition more than an adequate amount of time to sum

21 up.

22 THE CLERK: Jury entering.

23 (Whereupon, the jury at this time entered the
24 courtroom.)
25 THE COURT: Please be seated, members of the

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1 jury.

2 One of your members spoke to Mary Ellen Kirschner

3 and said that the judge stated on Wednesday that on Monday

4 he would tell us approximately how long the trial would

5 take.

6 Now, I don't remember my exact words on

7 Wednesday, and I will not read them back now, but I

8 believe I did mention that I will try to give you an

9 approximate idea, always approximate.

10 I do not kno w how long the trial will take.

11 My approximate estimate is that you will get the

12 case sometime next week, not this week. And probably,

13 probably it will be the latter part of the week. But it

14 could be earlier, or even it could be later than that.

15 Now, that's about all I can tell you,

16 approximately the latter part of next week you will have

17 the case.

18 Now, that means that all the testimony will be

19 over. I will have to go over with the lawyers my charge

20 on the law, which is long. It will probably take a day

21 for me to talk to them about that, and for which you will

22 not be here while that goes on. So there will be a hiatus

23 while you will not be here. The summations will take at
24 least a day. And then I will instruct you on the law
25 which will take the good part of a day also.

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1 So, my best estimate is the latter part of next

2 week. It could be later.

3 You see, I always leave myself a little room.

4 All right, you may proceed.

5 MR. WHITE: Thank you.

6

7 CROSS-EXAMINATION (cont'd)

8 BY MR. WHITE:

9 Q Mr. Razzino, if you can turn to Exhibit 420-E, like

10 in Echo, which is the projection that we were looking at

11 before.

12 Do you see that?

13 A Yes.

14 Q Do you see the heading starting with expenses and

15 payments?

16 A Yes.

17 Q And after that there is a whole series of various

18 expenses and debts that are owed by Mr. Gordon. Do you

19 see that?

20 A I see a list of expenses, right.

21 Q Do you see after other expenses, after cleaning and

22 withholding taxes, are payments to wife by court order?

23 A Yes.
24 Q O utstanding judgments is the next line?
25 A Yes.

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1 Q And then required payments pursuant to agreement with

2 Justice Department; do you see that?

3 A Yes.

4 Q Am I correct that there are no loans from Who's Who

5 Worldwide to Mr. Gordon listed on that projection form?

6 A No, I don't see that.

7 Q There are other debts and obligations listed there;

8 is that right?

9 A Yes.

10 Q Just not that one.

11 Now, if you could turn to the front page of that

12 packet you have, which is Exhibit 420.

13 Now, I want to -- if you can follow along with

14 the second paragraph while I read it aloud.

15 Taxpayer is presently trying to clean up his life

16 and move forward. He is 60 years of age and he will never

17 be able to pay the substantial sums o f taxes, penalties

18 and interest owed to the government. In addition, he is

19 liable for substantial amounts to other parties which he

20 will not be able to pay. We have prepared a projection of

21 income for the next five years. And even if he increases

22 his earnings substantially over the next five years, he

23 won't come close to earning enough to pay all his
24 obligations. Do you see that?
25 A Yes.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7824
Razzino-cross/White


1 Q Now, that projection that says he won't come close to

2 earning enough to pay all his obligations is the

3 projection we just looked at, right?

4 A If you say so. I don't know.

5 MR. WALLENSTEIN: Objection to the form of that

6 question.

7 MR. WHITE: I will withdraw it.

8 Q The language in the letter that I just read talks

9 about a pr ojection of income, and it says that he won't

10 come close to earning enough to pay all his obligations.

11 That's what it says there, right?

12 A All of his obligations, correct.

13 Q Okay.

14 The projection you looked at before, 420-E,

15 doesn't list an obligation to Who's Who Worldwide, does

16 it?

17 A I don't see it there.

18 Q So is it fair to say that this letter is indicating

19 Mr. Gordon can't even pay those obligations listed on the

20 projection, much less anything else?

21 MR. WALLENSTEIN: Objection.

22 THE COURT: Can I hear that question,

23 Mr. Reporter.
24 (Whereupon, the court reporter reads the
25 requested material.)

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7825
Razzino-cross/White


1 THE COURT: I am troubled by the "much less

2 anything else." Sustained as to form.

3 MR. WHITE: Let me ask the question without that

4 part.

5 Q Is it fair to say that this letter says that

6 Mr. Gordon will be unable to pay any of the obligations

7 listed on that projection?

8 MR. WALLENSTEIN: Objection.

9 THE COURT: Overruled.

10 A In the short period of time you have given me to look

11 at this, in the outer years there are positive cash flows

12 indicated.

13 Q Let's look at that, okay.

14 For 1994 -- I am sorry, for 1995, the positive

15 cash flow is a grand total of $11,000; is that right?

16 A $11,572.

17 Q For 1996 the grand total of the positive cash flow is

18 under $10,000; is that right?

19 A 9,357.

20 Q So, is it fair to say that if that -- let me back

21 up.

22 The positive cash flow is what a taxpayer has

23 left over after he has taken his salary, paid his taxes,
24 other monthly expenses, that is what he has got left over,
25 right?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7826
Razzino-cross/White


1 A Normally, yes, that's the way it is projected.

2 Q As an accountant, is that what you understand it

3 means by net cash flow?

4 A Net cash flow in this context tells me after his

5 salary and expenses listed that he will have money left

6 over.

7 Q Okay.

8 Now, and so that money left over, ten or eleven

9 thousand dollars in those two years is everything he has

10 got left over, right, according to this projection?

11 A It says --

12 MR. WALLENSTEIN: Objection.

13 THE COURT: Overruled.

14 A Based upon the projection here, given the income and

15 the expenses listed, that's what it indicates, right.

16 Q All right.

17 And that's -- okay.

18 If someone had additional expenses, additiona l

19 debts that they had to pay, like a loan to Who's Who

20 Worldwide, it would have to come out of what is left here,

21 this net cash flow; is that right?

22 A If that was his only source of income, his salary, I

23 would say, yes.
24 Q Right, right.
25 You said that in late '94, when you were looking

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7827
Razzino-cross/White


1 at the Who's Who books, Mr. Gordon's loan account was a

2 couple of hundred thousand dollars; is that right?

3 A That's my recollection, yes.

4 Q Is it fair to say that 11,000 one year and 10,000

5 another year, that's not going to put a big dent in a

6 couple of hundred thousand dollar debt?

7 MR. WALLENSTEIN: Objection.

8 THE COURT: Sustained as to form.

9 Q You said a couple, is that two, three, four --

10 A A couple of meaning two.

11 Q Two, taking that figure.

12 If Mr. Gordon took every last dollar listed here,

13 11 thousand one year, and nine thousand approximately

14 another year, and paid every dollar of that, 20 some odd

15 thousand dollars back to Who's Who, it would still be 1

16 tenth of what he owed; is that right?

17 A At that point in time, yes.

18 Q So, is it fair to say that if these, if these

19 projected figures are accurate, and as you said, they are

20 the only income and expense that he has, that he would not

21 be able to repay loans of say, $200,000 to Who's Who

22 Worldwide?

23 MR. WALLENSTEIN: Objection.
24 THE COURT: Overruled.
25 THE WITNESS: If that's the only income and these

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7828
Razzino-cross/White


1 are the only expenses, yes, he could pay a portion, and

2 not all.

3 Q And the portion, based on your own knowledge would be

4 a small one, right, about ten percent of it?

5 A Based on this, yes.

6 Q If you turn to 420, the cover page, follow along as I

7 read the last paragraph on page one.

8 In few of the circumstances discussed above, and

9 the fact that the taxpayer is over 60 years of age, he

10 wishes to attach the -- file the attached offer and

11 compromise. He has talked to various relatives. And

12 because of his age and desire to clean up his situation,

13 they have agreed to lend him some money. The offer

14 presented is based on the sum of money which he feels he

15 can borrow. He has no other assets.

16 On page 2 you see it is signed under penalty of

17 perjury by Mr. Gordon; is that right?

18 A Right.

19 Q Now, if at the time, in August of 1993, when this

20 letter was being written -- I am sorry, when this o ffer

21 and compromise was being submitted, Mr. Gordon had the

22 ability to take loans from Who's Who Worldwide, then he

23 could have borrowed from other sources, couldn't he?
24 A I presume so, assuming he had people he could borrow
25 money from, yes.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7829
Razzino-cross/White


1 Q Okay.

2 What I am saying is, the letter references

3 borrowing money from relatives; is that right?

4 A Right.

5 Q And if in addition to the relatives, if at this point

6 in time Mr. Gordon had the capacity, the ability, to get

7 loans from Who's Who Worldwide, he could have in theory

8 have borrowed from the company, right?

9 A I don't know the financial well-being of the company

10 at that time. I don't know if they could have afforded to

11 lend him any money.

12 Q Okay.

13 But if he were able to take such loans, he could

14 take them for whatever reason he wanted; is that right?

15 MR. WALLENSTEIN: Objection.

16 THE COURT: Sustained.

17 Q If you assume for the moment that he had the capacity

18 to take those loans, they could be used, for example, to

19 pay the IRS, right?

20 MR. WALLENSTEIN: Objection.

21 THE COURT: Overruled.

22 A I would say yes, if he had the capacity.

23 Q If he had the capacity, he could borrow money to buy
24 Armani suits; is that right?
25 A I suppose if he could borrow money he could borrow it

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7830
Razzino-cross/White


1 for whatever purpose.

2 Q Once he has borrowed it, he could spend it for

3 however he wants you are saying; is that right?

4 A I would assume so, yes.

5 Q If he could borrow it to buy an Armani suit, he could

6 borrow it to pay back the IRS, too, right?

7 A I suppose so.

8 Q And, so, when it says here the offer presented is

9 based on the sum of money that he feels he could borrow,

10 and it is talking about what he can borrow from his

11 relatives, it doesn't mention that he can also borrow it

12 from the company to pay back the IRS; is that right?

13 A It doesn't say that here.

14 Q Exactly. It doesn't say he could borrow it from the

15 company, does it?

16 A It says he has talked to relatives, various relatives

17 it says here.

18 Q If you can turn to 420-D, which is in that packet.

19 Now, that's the form 433 that we looked at

20 before.

21 A Yes.

22 Q Now, I want to ask you about several of the items on

23 this.
24 First of all where it says box number 1,
25 taxpayer's name and address. Do you see that?

H ARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7831
Razzino-cross/White


1 A Yes.

2 Q And as an accountant, you are familiar with IRS

3 forms, correct?

4 A A great many of them, yes.

5 Q And is it fair to say that where it asks for your

6 name and address, you are supposed to put your current

7 address?

8 A You put an address where you could be reached.

9 Q Okay.

10 If you look at the last page of this form can you

11 tell us when it was signed by Mr. Gordon?

12 A July 8th, 1993.

13 Q And the address listed there is 10 Bluff Road in box

14 1; is that right?

15 A Yes.

16 Q Let me show you Government's Exhibit 618, which is in

17 evidence, a lease of a condominium unit for 10 Bluff Road

18 in Glen Cove, where Mr. Gordon is the tenant. And let me

19 ask you to take a look in this middle box and tell me when

20 it says that that lease ends?

21 A It says term 18 months, beginning June 1, 1991, and

22 ending November 30th, 1992.

23 Q November of '92?
24 A Yes.
25 Q And that's about eight months prior to the form that

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7832
Razzino-cross/White


1 you just saw; is that correct?

2 A The original -- yes, it is 8 months, if there are no

3 extensions to the lease.

4 Q Let me show you Government's Exhibit 617, which is

5 evidence, a group of checks to the landlord of 10 Bluff

6 Road.

7 (Handed to the witness.)

8 Q Could you look at the last check in that package and

9 tell us the date on that.

10 A The last check I am looking at is number 1634, dated

11 November 25th, 1992, for $4,500.

12 Q So, the last rent check is November of 1992, some 8

13 months before this form is even fill ed out; is that right?

14 A Yes.

15 Q Okay.

16 If you can turn to the next page of the 433 form,

17 and this is Exhibit 420-D --

18 A I am not with you.

19 Q I am sorry.

20 I will take it back out of your way.

21 Now, that page three of that form, look at box

22 18. It asks for securities, parenthesis, stocks, bonds,

23 mutual funds, money market funds, government market
24 securities, etcetera, close quote.
25 Do you see that?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7833
Razzino-cross/White


1 A Yes.

2 Q Now if somebody owned 75 percent of a company, should

3 that be listed in that box?

4 MR. WALLENSTEIN: Objection.

5 THE COURT: On what ground?

6 MR. WALLENSTEIN: The witness has not testified

7 that he is familiar with this form. He has in fact

8 testified that he has never filled o ut one of these

9 forms. There is no indication that the instructions are

10 anywhere in evidence. We don't know what is supposed to

11 be in that box.

12 THE COURT: Mr. Razzino, looking at this form

13 which you say you have not seen before, and that you are

14 not familiar with, if you look at box 18 and the notation

15 for what box 18 is supposed to list, could you then answer

16 the question?

17 THE WITNESS: Based on my experience, not with

18 this form, but with others, this normally is referring to

19 investment securities.

20 THE COURT: Like in the stock market?

21 THE WITNESS: Stock market type investments.

22 Q Now, are you saying, Mr. Razzino, that to be listed

23 on that form you have to own shares in a publicly traded
24 company?
25 A I didn't say that. I said to me when I read

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7834
Razzino-cross/White


1 securities, stocks, bonds, mutual funds, it normally

2 connotes to me investments in mutual funds, publicly

3 traded securities, or privately traded securities.

4 Q If someone invested money to start a company and

5 thereafter owned 75 percent of it, wouldn't that fall into

6 that category?

7 A It depends on what there is on the form. There is

8 normally another place to put it.

9 Q Okay.

10 Let's take a look at the other place. Look at

11 the next page; line 22, where it says securities, right?

12 A Is that the same securities we just referred to?

13 Q It says from line 18?

14 A A summary number, yes.

15 Q You are supposed to list your equity in the asset,

16 right?

17 A It has a column for equity in the asset, that's

18 right.

19 Q Now, if you owned -- so, should it -- if you owned 75

20 percent of a company that had some value -- let me

21 withdraw the question.

22 If you owned 75 percent of the shares of a

23 company, should it be listed in that box 18, line 22?
24 A It could be listed elsewhere.
25 Q Okay, but it should be listed, is that right, if it

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7835
Razzino-cross/White


1 is an asset?

2 A I think if you have a personal asset it should be

3 listed someplace, yes.

4 Q Look down on page 3, 28, there is another catch-all

5 category, right, other assets?

6 A Yes, correct.

7 Q Suppose the business were worth -- let's pick a

8 figure, a half a million dollars, and you owned 75 percent

9 of that business, that was the equity in the business, 75

10 percent of that figure, that should go somewhere, right?

11 A Yes.

12 Q Okay.

13 Box 28, it says other liabilities there; is that

14 right?

15 A Yes.

16 Q Now, if you own -- if an individual owed his

17 corporation money, had a loan from them, and actually was

18 supposed to pay it back, that's a liability of his; is

19 that correct?

20 A Yes.

21 Q And liabilities should be listed in this form under

22 box 28; is that correct?

23 A That depends.
24 Q Okay.
25 A If in the assets that you referred to he has already

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7836
Razzino-cross/White


1 considered the loans, then you wouldn't want to double up.

2 Q Let me back up and see if I understand that.

3 If irrespective of how much the company is worth,

4 the individual owes that company money and has to pay it

5 back, then that should be listed as a liability; is that

6 right?

7 A If you want to gr oss it up on both sides, the answer

8 is yes, you show the liability on one side, yes. And you

9 show the asset reduction on the other side, because the

10 loans would show up as an asset of the corporation. Do

11 you follow? The loan itself is an asset of the

12 corporation.

13 Q I do.

14 A Presumably he owns 75 percent of that given your

15 example.

16 Q Now, is it correct though that neither the ownership

17 of the corporation nor that -- nor any such liability is

18 reflected on this form?

19 A I don't see either, no.

20 Q If you did it the way you suggested to make it

21 balanced, they should both be listed; is that right?

22 A If you were going to gross them out, yes.

23 Q In fact, neither are listed, right?
24 A I don't see them here.
25 MR. WHITE: Your Honor, may I have just one

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT RE PORTER
7837
Razzino-cross/White


1 moment?

2 THE COURT: Sure.

3 (Whereupon, at this time there was a pause in the

4 proceedings.)

5 Q Mr. Razzino, if you can turn to page 4 of that

6 document where it says necessary living expenses.

7 A Yes.

8 Q And let's look at line 42 that talks about rent. Do

9 you see that?

10 A Yes.

11 Q Now, is it your understanding that a taxpayer is to

12 provide his actual expense on this form?

13 A I never really studied the rules on this form. I

14 have never prepared one.

15 Q Okay.

16 Mr. Razzino, have you ever been involved in your

17 career as representing someone before the IRS?

18 A Yes.

19 Q And have you ever done that in connection with any

20 collection matter?

21 A No.

22 Q Have you ever done it in connection with any audit

23 type matter?

24 A Yes.
25 Q Now, in the audit matters when you represented

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7838
Razzino-cross/White


1 someone before the IRS did they actually fill out one of

2 those power of attorney and declaration of representative

3 forms?

4 A Yes.

5 Q And when you do that, is it fair to say that you are

6 fully empowered to act on behalf of the taxpayer in the

7 areas that he specified?

8 A In the areas that the client specifies, yes.

9 Q And he does that on a form, right? The client does

10 that on a form?

11 A Correct.

12 Q And if you take a look at 420-C, that's the form,

13 right?

14 A 420-C?

15 Q Yes, C. It should be before the thing that you are

16 looking at right now.

17 A Yes, that's the form.

18 Q Now, when someone represents a taxpayer to the IRS

19 they o bviously represent the taxpayer's interest; is that

20 right?

21 A We are advocates for our clients.

22 Q Now, is it correct, though, that the representative,

23 of course, still has an obligation to provide the IRS with
24 accurate information when they ask for it?
25 A Absolutely.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7839
Razzino-cross/White


1 Q So, he can advocate based on the true facts, but he

2 can't give the IRS untrue facts; is that fair?

3 A That's fair.

4 Q So, he always has to operate within the constraints

5 of giving the IRS fair and accurate and complete

6 information; is that right?

7 A That's correct.

8 Q And once the IRS has the fair and accurate and

9 complete information, then they can negotiate, they can

10 dicker over how much the taxpayer owes or should pay; is

11 that right?

12 A Yes.

13 MR. WHITE: Your Honor. I have no further

14 questions.

15 THE COURT: Any redirect?

16 MR. TRABULUS: Your Honor, I have some questions

17 before redirect.

18 THE COURT: Yes, surely.

19 MR. TRABULUS: I would like to confer briefly

20 with Mr. Wallenstein.

21 (Mr. Trabulus confers with Mr. Wallenstein.)

22

23
24
25

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7840
Razzino-cross/Trabulus


1 CROSS-EXAMINATION

2 BY MR. TRABULUS:

3 Q Good morning, Mr. Razzino. We met briefly a few

4 weekends ago; is that right?

5 A Yes.

6 Q Even then we didn't discuss the facts of the case,

7 did we, you and I?

8 A That's correct.

9 Q Mr. Razzino, when you were dealing with Maria Gaspar

10 and advising her of some of the entries she had made were

11 erroneous, su ch as registering an expense as earnings, and

12 vice versa, did she ever tell you that Mr. Gordon told her

13 to do that?

14 A No.

15 Q Now, did you yourself in the work you did have any

16 conversations directly with Mr. Gordon when you were at

17 Who's Who Worldwide concerning the accounting issues that

18 you were dealing with?

19 A No.

20 Q You were asked one question in particular in which

21 Mr. White asked you about what should have been done if

22 Who's Who Worldwide was paying Mr. Gordon's rent. And I

23 am going to show you portions of my copy of what is marked
24 as Exhibit 759 in evidence.
25 I am going to just show you a check number 115

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7841
Razzino-cross/Trabulus


1 for $2,000 payable to Publishing Ventures, Inc., April

2 1st, 1993.

3 On whose account is that drawn?

4 A It is drawn on National Westminster Bank, Bruce

5 Gordon, personal account.

6 Q It is not drawn on the account of Who's Who

7 Worldwide?

8 A No.

9 Q Just taking another check, November 30th, 1993, to

10 Publishing Ventures, $2,000, the account is also that of

11 Bruce Gordon?

12 A Yes.

13 MR. TRABULUS: I have no further questions.

14

15 REDIRECT EXAMINATION

16 BY MR. WALLENSTEIN:

17 Q Mr. Razzino, Mr. White asked you some questions with

18 respect to the form 433-A, the collection information

19 statement which is in evidence here; is that correct?

20 A Yes.

21 Q And that would be Government's Exhibit 420-D.

22 A Yes.

23 Q Is that correct that IRS forms such as this come with
24 instructions to tell you, or the taxpayer, how to fill it
25 out or explain problem areas?

HARRY RAPAPO RT, CSR, CP, CM OFFICIAL COURT REPORTER
7842
Razzino-redirect/Wallenstein


1 A That's fair to say. Mostly all come with some sort

2 of instructions.

3 Q Some sort of instructions, correct?

4 A Yes.

5 Q Would you take a look, please, at what has been

6 marked as Defendant's Exhibit ED, Echo Delta?

7 THE COURT: In evidence?

8 MR. WALLENSTEIN: No, identification.

9 (Handed to the witness.)

10 MR. WALLENSTEIN: I have a copy for the Court as

11 well.

12 (Handed to the Court.)

13 Q Have you seen that form before?

14 A Maybe in passing. I never had to refer to it.

15 Q Would you take a moment to look it over? And would

16 you tell me, does that appear to be an Internal Revenue

17 Service Form?

18 A Well, it does have the Department of Treasury,

19 Internal Revenue Service logo. It appears to be an IRS

20 form, yes.

21 Q You are familiar with IRS forms, and that's the way

22 they look, correct?

23 A Yes.
24 Q On the top it indicates that it is for Form 433-A; is
25 that correct?

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7843
Razzino-redirect/Wallenstein


1 A Correct.

2 Q And that's the form we are referring to,

3 Government's Exhibit 420-D?

4 A Yes, that's correct.

5 Q And would it be fair to characterize this Exhibit,

6 ED, as instructions for the preparation of Form 433-A?

7 A Yes, fair.

8 MR. WALLENSTEIN: I offer that in evidence.

9 THE COURT: Any objection?

10 MR. WHITE: May I have a moment to speak to

11 Mr. Wallenstein?

12 THE COURT: Sure.

13 (Mr. White confers with Mr. Wallenstein.)

14 MR. WHITE: Your Honor, I have no objection.

15 THE COURT: Defendant's Exhibit ED, Easy Dog, in

16 evid ence.

17 (Defendant's Exhibit ED received in evidence.)

18 Q Now, Mr. White asked you questions -- I am referring

19 now to the 433-A.

20 In Section 1 it indicates the taxpayer's name and

21 address; is that correct?

22 A That is correct.

23 Q Would it be fair to say that that information should
24 be supplied either by the taxpayer to the IRS if filling
25 out the form, or by the taxpayer to the accountant or

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7844
Razzino-redirect/Wallenstein


1 whoever else is preparing the form for him; is that

2 correct?

3 A That is correct.

4 Q So, if Mr. Reffsin filled out this form, he got the

5 information from Mr. Gordon, or he should have, correct?

6 A Yes.

7 Q Now, taking a look at the instructions, and that's

8 Exhibit ED just admitted in evidence, and on the

9 right -hand column of that form it indicates, Necessary

10 Living Expenses; is that correct?

11 A Yes, correct.

12 Q And would it be fair that that indicates those

13 expenses that are necessary, that is what you need, rather

14 than what you would like to spend?

15 A I think since it is titled Necessary Living Expenses,

16 it would be what you need.

17 Q In fact, would you take a look at that and read the

18 sentence directly under the word: Necessary Living

19 Expenses.

20 A It says expenses must be reasonable for the size of

21 your family, geographic location and unique circumstances.

22 Q Is that an indication that the IRS is looking for

23 what you really need rather than what you would like to
24 spend?
25 A It appears that that is what they are asking for,

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7845
Razzino-redirect/Wal lenstein


1 what you need, not what you would like.

2 Q Now, you testified in response to Mr. White's

3 questions that this particular 433-A, and I am referring

4 again to Government's Exhibit 420-D, does not indicate

5 that Mr. Gordon owns 75 percent of the corporation.

6 A That's correct. I don't see any reference to it.

7 Q No reference to it anywhere on the form, correct?

8 A Correct.

9 Q Do you know whether Mr. Gordon did own 75 percent of

10 the corporation?

11 A I don't know that.

12 Q Do you know whether Mr. Reffsin knew whether or not

13 Mr. Gordon owned 75 percent of the corporation at the time

14 that this form was prepared?

15 A I don't know.

16 Q Would it be a fair statement that if Mr. Gordon owned

17 any percentage or no percentage of the corporation, he

18 would be the one who would supply that information to

19 Mr. Reffs in?

20 A That's correct.

21 Q So, if, for example, in early 1993, or in the Spring

22 of 1993 Mr. Reffsin had been shown stock certificates

23 signed by Richard Grossman and Joyce Grossman indicating
24 that they or their family trusts owned 100 percent of
25 Who's Who Worldwide, Mr. Reffsin would be entitled to rely

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7846
Razzino-redirect/Wallenstein


1 on that representation in indicating that Mr. Gordon did

2 not own any percentage; is that correct?

3 A That's correct.

4 Q Now would you take a look at that power of attorney.

5 I don't remember the exhibit number. Do you have it?

6 A Yes. It is Exhibit 420-C.

7 Q That's why I can't find it, it is right in front of

8 me.

9 That is, again, the standard IRS form; is that

10 correct?

11 A It is the standard power of attorne y form, yes.

12 Q And Mr. White asked you whether or not it would be a

13 fair statement that by executing this power of attorney

14 Mr. Reffsin would be fully empowered to act on behalf of

15 Mr. Gordon? And you said that that would be a fair

16 statement; is that correct?

17 A Correct. Only for those matters which the client

18 gave him permission --

19 Q Which would be delineated in the form?

20 A Correct.

21 Q Would it also be a fair statement that while he is

22 fully empowered to act, he can only act on information

23 provided to him by the client?
24 A That's correct.
25 Q Now, you testified that it is the accountant's

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7847
Razzino-redirect/Wallenstein


1 function when advocating a position before the Internal

2 Revenue Service to advocate true facts and provide fair,

3 accurate and complete information; is that correct?

4 A Correct.

5 Q And would it also be a fair statement that the

6 information he gets come from the client?

7 A Yes.

8 Q So, if the client lies to the accountant, the

9 accountant may not have any way to know that; is that a

10 fair statement?

11 A That's a very fair statement.

12 Q Would it also be a fair statement that there are gray

13 areas in the tax code?

14 A That is also a fair statement.

15 Q An understatement in fact.

16 And would it be a fair statement that one of

17 those gray areas is whether certain dollar figures are

18 considered to be income or loans?

19 A I believe those are judgment calls made by the

20 client.

21 Q And in fact, whether or not a particular dollar

22 amount is income or a loan is a function of a variety of

23 factors, not just what do we ca ll them; is that correct?
24 A Yes.
25 Q If a client says to you, I am going to pay it back,

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7848
Razzino-redirect/Wallenstein


1 even if it takes me the rest of the my life, then it is a

2 loan; is that a fair statement?

3 A A fair statement.

4 Q You can't say, well, it is income, so it is income?

5 A Yes -- if he says it is income and he is not going to

6 pay it back, it is income.

7 Q Is it a fair statement based on your experience with

8 the IRS that if a taxpayer says it is income, the IRS

9 considers it income, no further questions?

10 A On the subject of audit, that's true.

11 Q And if the taxpayer says it is a loan, the IRS

12 doesn't necessarily take their word for it?

13 A The same answer, subject to audit, yes.

14 Q There are factors that the IRS uses in determining as

15 to whether a particular dollar amount is income or a loan;

16 is that correct?

17 A I believe so, yes.

18 Q One of which is intent? If the taxpayer intends to

19 repay it, it is an indication that it is a loan; is that

20 correct?

21 A Usually they require a little bit more than just

22 intent.

23 Q All right.
24 But, intent is one of the factors that they use?
25 A Yes.

HARRY RAPAPORT, CSR, CP, CM OFFICIAL COURT REPORTER
7849
Razzino-redirect/Wallenstein


1 Q Would it be a fair statement that in advocating a

2 client's position before the Internal Revenue Service, the

3 question of whether a particular amount is a loan or

4 income is one of those areas where the IRS and the client

5 may have diametrically opposed positions?

6 A In many cases that's true, yes.

7 Q And in that case the accountant can advocate the

8 client's position based upon the numbers and argue a

9 particular position without giving inaccurate or

10 incomplete information?

11 A Absolutely, you can argue your client's case.

12 Q Even though the IRS disagrees with you?

13 A Yes.

14 Q And would it be a fair statement that sometimes a<